The following terms and conditions govern all access to and use of this site and all FNBR Inc. web sites, including but not limited to fnbr.biz, fnbr.com, and/or fnbr.info. Through User's access of these sites, User accepts, without limitation or alteration, all of the terms and conditions, contained in these Legal Notices.

FNBR is a trademark of FNBR Inc. The trademarks, logos and service marks (collectively the "Marks" or "Mark") appearing on the site are registered and unregistered Marks of FNBR Inc. and others. The site and the information contained therein in no way grant User any license or right to use any Mark displayed on the site. User is strictly prohibited from using the Marks displayed on the site or any other content on the site, except as provided in these Legal Notices. FNBR Inc. aggressively enforces its intellectual property rights, including criminal prosecution.

FNBR Inc. provides the information on this web site as a service. While we attempt to present accurate and reliable information, we do not guarantee its accuracy, reliability, quality, completeness, or timeliness and cannot be held liable for any damages or inconvenience caused by errors.

Any communication or material sent to FNBR Inc. or to the site by electronic mail or otherwise, including any data, questions, comments, suggestions, feedback or the like, is, and will be deemed, non-confidential and non-proprietary. Anything sent to FNBR becomes the property of FNBR and may be used for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, broadcast and posting. Furthermore, FNBR is free to use any ideas, concepts, know-how or techniques contained in any communication sent to the site for any purpose whatsoever including, but not limited to, developing, manufacturing and marketing products using such information.

Some FNBR Inc. web pages may provide links to other Internet sites for the convenience of Users. FNBR makes no representations whatsoever about any other web site that may be accessed through this site. Access to a non-FNBR web site is independent from FNBR, and FNBR has no control over the content on that web site. FNBR does not endorse or accept any responsibility for the content, or the use, of any non-FNBR web site. FNBR also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, the computer equipment or other property of User arising from or related to access to, use of, or browsing in the site or the downloading of any materials, data, text, images, video, or audio from the site by User. IN NO EVENT WILL FNBR, ITS AFFILIATES, ITS AGENTS OR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING OR DELIVERING THE SITE, BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, EXEMPLARY, PUNITIVE, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES FOR ANY USE OF THIS WEB SITE, OR ANY OTHER LINKED SITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER DATA ON USERS' INFORMATION HANDLING SYSTEM OR OTHERWISE, EVEN IF FNBR IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

The site's content is copyrighted. Use of the site's content is prohibited except as provided herein, without the written permission of FNBR. Any counts derived by the User may not be used for statistical analysis, reports and/or disseminated in any manner. This site is for use by end-users or list brokers only. Other compilers of new business, new homeowner or real estate transactions may not use this site; and is determined at the sole discretion of FNBR Inc.

Although FNBR attempts to include accurate and up-to-date information on the site, FNBR makes no warranties or representations as to its accuracy or timeliness. FNBR assumes no liability or responsibility for any errors or omissions in the counts and/or content of the site. Information on this site may contain technical inaccuracies or typographical errors. FNBR may change or update information without notice. FNBR may make improvements and/or changes in the products and/or the programs described on this site at any time without notice.

Use of and browsing in the site are at User's risk. Without limiting the foregoing, everything on the site is provided "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Some jurisdictions may not allow the exclusion of implied warranties; therefore some of the above exclusions may not apply.

User log-in to FNBR site(s) and its access is the property of FNBR. FNBR may remove, change and/or alter the log-in access and/or privileges of the User at any time, for any reason. Users will have no recourse if their log-in account is removed, changed and/or altered by FNBR. Users may not access the information contained within the fnbr.biz site without logging in (entering the User’s account log in information) each session and/or time it is used. The User’s account log-in is for their individual use only, and may not be shared, given, or disseminated to others.

FNBR either owns or has permission to use the images displayed on the site. All of these images are either the property of, or used with permission by FNBR. All uses of these images are prohibited. Use of the images without authorization may violate certain laws, including but not limited to those relating to copyright, trademark, privacy and publicity.

These Legal Notices are subject to revision at any time by an update to this posting. Such revisions are binding upon any User of this site. As a result, all Users should routinely visit this page to review the then current Legal Notices to which they are bound.

The substantive laws of the State of Florida excluding its choice of law provisions will govern any claim relating to the materials.